Motor Bike Insurane

Bike Insurance

How does motorcycle insurance work?

Like car insurance, motorcycle insurance protects you from financial liability if you cause an accident while on your motorcycle, and it can also pay for damage to your bike.

Find the right insurance coverage for your bike

Choosing the right insurance policy is much like choosing the right motorcycle. You want it to fit your needs and lifestyle—and to be within your budget. Here's a guide to insurance coverage for your bike—and some tips to make your insurance ride more "easy" on your wallet.

Motorcycle coverage basics

Although most states require you to carry a minimum amount of liability coverage, other types of coverage are usually optional. Ask your insurance professional which laws apply in your state and understand all the coverage options available to best fit your needs.

Factors that affect your motorcycle insurance costs